Choose where , life insurance, or education?

Choose where , life insurance, or education?

Choose where , life insurance, or education? -

Insurance for children, which is the topic of our conversation at a dinner in the living room . Currently I have a boy at the age of 1 year. My job is not fixed, (not civil servants or private employees) only odd jobs here and there. Sometimes about the future of my children , I wonder too. Although the future can not be seen , but it would be nice if we ha

d a plan. What type of insurance is best for my current state ?

It is a dilemma , if the income is not fixed , but would like to have insurance coverage. According to expert life management , the choice of insurance of life or health insurance for the family, especially the backbone of the family should be started. Because in fact be described as a family when the breadwinner of the family firm is the most important asset of the company. If the asset is damaged / or missing then surely the company would completely stop . So also in the family of man / woman who has become the backbone of the family , is the most important asset in the future if they get sick or dies, then the whole family will participate in a critical condition.

However, if the backbone of the family has health insurance in the form of unit-linked , then when . , Only in the future, he experienced a prolonged illness , the insurance company can guarantee the cost of maintenance and replace the backbone of the family in saving Or (pardon the word) , when he dies, the insurance is a significant pertanggunagn money that can be used as working capital or savings education for family members left behind.

Education vs. health insurance

Unlike education, if we only mengasurasikan child. When his parents illness, then it is definitely education insurance premiums disturbed . When her parents died , then the insurance company will only replace the role of parents in saving for education funds may be withdrawn only at certain times. What happened to the family not yet hired before the specified period of time? Of course, the family would stagger economy and early school leavers , before the insurance company to win the children's education .

The simple conclusion, which should be selected first insurance is life insurance / health unit link. For the purposes of educating the child , there must be a way for parents are still alive and willing to try . Bitter - bitter work, as long as the parents healthy, then he could just a worker or a gardener important to the education of children be smoothly. But if the elderly sick, how can feed a child at the same time for education fund family. Therefore, if the interests of the insured then start thinking for themselves only with life insurance / health , collateral for other things.