losses that need to be taken into account

losses that need to be taken into account

losses that need to be taken into account -

Insurance damage formation exist yet , and you have to consider and be aware of. Customers often assume that at the end of the contract or if the withdrawal of the money needed to go to school, do , elementary school, middle school , high school or college , then the cost of all existing funds will be covered on an insurance policy .

The disappointment is often the case for customers of the difference between the required and not the cost of insurance in the box cost is too far. From probably depends on the ability of the premium paid .

No fewer problems in the calculation only less accurate prediction of later costs.

If a customer has a parenting insurance for insurance agents is to provide customers with illustrated in the can at the end of the contract term results . An insurance agent will give you an illustration with the current value of money. Suppose , for real need for seven million U.S. dollars , it was worth the money , now , then take the premium customers with monthly installments or persemster that cover the costs , but the cost was too much required of the costs , as the calculation for the next five years , mostly as a result nombok . Inflation is often not taken into account , taken with old and other things that may happen later.

Actually insurance services education is more on the transfer of risk than investing in a financial benefit to cover the costs. We can not expect that everything that happens as a lifelong disability or has died of the world , the cost of children's education will be limited. If you really want to cover the actual cost of education is not an investment profitable investments such as gold , mutual funds, etc. , are immune to inflation.

We recommend that calculations carefully, if you're training insurance , weaknesses remain in force. Insurance agents will always give you that belief in the direction of child-rearing insurance for the best and make your favorite version of them . All insurance education in Indonesia , such as supervisory , Bumiputera , Manulife , Alliance, cmb commercial, Commonwealth , Cigma , car and other independent banks getting a recommendation to you as well as other products such as unit-linked , the Shari'a , and can tafakul also with health care for Children are combined with a very tight competition today and offer cheaper insurance than others.

Another disadvantage is the flexibility of the investments that we invested in the insurance form . This can be made ​​for investment in education insurance provides , which means that the money can not be taken at any time .

Then the waiting time should be discussed with your insurance agent , usually you will need the means when the child enters the school, whether elementary, middle school , high school or college , if the money could be paid , so you do not need to first nomboki needed money.

Vigilant and careful in the calculations before buying an insurance that education is the best way to fund your child's education . As the saying goes "do not put all your eggs in one basket" is also a good idea to invest in other forms of investment , if your finances is certainly adequate .